Prestige Car Finance

Driving a high-end vehicle doesn’t have to come with a hefty upfront cost. We offer smart, flexible finance solutions that let you enjoy a top-of-the-range car without putting strain on your personal finances.

  • Quick decisions and finance application turnaround

  • Expertise in many specialist sectors

We believe that all UK businesses have unique needs when it comes to accessing finance.

Prestige Car Finance

Prestige car finance helps you to purchase or lease various types of luxury vehicles.

We make your dream a reality with a range of finance solutions, so you can have your pick of luxury wheels and drive off, hassle-free.

Prestige Cars we finance

Whether you are looking for that fresh Ferrari or a remarkable Range Rover, we finance a very broad selection of prestige cars.

Looking for some inspiration? Here’s our top six prestige car brands financed in the last 12 months:

Range Rover

Ferrari

Porsche

Aston Martin

McLaren

Lamborghini

Tailored finance for prestige cars

We like to make things simple even if it is a supercar. See our four step process below.

Choose your prestige car

Find the vehicle you want to purchase and contact us.

Prestige car finance payments and proposal

Understand your financial position and agree an affordable payment profile.

Approval and invoice from dealer

A quick decision. We request the invoice from the dealer.

Documents signed and supplier paid

You sign the car finance documents via email, and we pay the dealer – you can then drive the vehicle away.

Why use us for prestige car finance?

  • Turnaround time – We aim to get you a prestige car finance offer in writing within 24 hours of the quote.

  • Service – We treat each enquiry like it’s the only one we have received. This means you get a personalised service.

Contact us to discuss the prestige car finance options available in more detail and tell us your requirements.

A side view of a black car speeding down a country road

FAQs

Prestige car finance, also known as luxury car finance, is a type of vehicle funding for those who wish to finance a sports car or luxury car. When we say luxury cars, we’re talking about prestige vehicles made by companies like Ferrari, Range Rover, Porsche, Aston Martin, McLaren, and Lamborghini.

This type of finance works for many people, as, instead of paying the full purchase price upfront, a finance agreement means you can drive away and pay in manageable instalments.

Much like our classic car finance, our luxury car finance process is simple and designed to get you on the road quickly:

  • Choose the your prestige car
  • Apply for finance — we’ll structure a plan that works for your business or personal situation.
  • Sign the agreement — we pay the dealer directly.
  • Drive away — you repay the finance in convenient monthly instalments.

We aim to provide a quote within 24 hours of your enquiry and manage the finance setup from start to finish.

With car financing, every lender is different. When looking at financing for prestige vehicles, you might find options like these:

  • Hire Purchase (HP) – Spread the cost over fixed monthly repayments and own the car outright at the end.
  • Personal Contract Purchase (PCP) – Enjoy lower monthly payments with the option to make a final “balloon” payment if you want to keep the vehicle.
  • Lease Purchase – Works similarly to PCP, but with ownership at the end once the final payment has been made.
  • Refinance– Release funds from existing vehicles or restructure finance to support your new purchase.

However, our focus is on flexible solutions, so we work with you to create a plan that fits your circumstances.

Our luxury car finance varies, and so does the amount we can give customers. It all depends on:

  • The value of the car you want to finance.
  • Your credit profile and income.
  • Our own limits and terms.

Yes, most luxury car finance options require a deposit, which can vary depending on the vehicle and finance product. A higher deposit can reduce monthly payments, but we structure options to offer flexibility and affordability.

We usually offer finance for both new and used prestige vehicles, provided the car meets eligibility criteria (e.g., age, mileage, condition) and you meet the credit requirements.

Other products you may be interested in

Star Asset Finance offers a range of business financing solutions to meet the needs of various industries. Backed with decades of banking and finance experience, our team works with thousands of companies throughout the UK. We help them optimise cashflow and achieve their goals through a range of business finance solutions, including:

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Haulage and HGV Finance

Purchasing infrastructure in the haulage and HGV industry often involves a large upfront cost, but we can offer you an alternative way to get the equipment you need without putting pressure on your business.

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Commercial Vehicle Finance

Drive your business forward with flexible commercial vehicle finance. Purchasing new fleet vehicles is a key investment for any business, which is why we offer tailored finance and leasing options for companies of all sizes. From LCVs and HGVs to minibuses and specialist vehicles, our solutions are designed to help your business grow.

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Bus and Coach Finance

Whether you are looking for coach finance on a single vehicle or a whole fleet for your business, we take a bespoke approach to your bus financing, finding you the perfect fit for your needs and saving you money on your investment.

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Classic Car Finance

Classic car finance is a tailored funding solution that helps you purchase vintage vehicles whether they are from a dealer or auction, and can even include restoration costs, all with competitive, specialist terms.

Are you a Supplier looking for finance for your customers?

If you sell any form of equipment, machinery or commercial vehicles, why not offer point of sale finance to your customers? You can make supplier finance arrangements through any one of our group businesses, where local knowledge is backed by national support.