Some lenders may carry out an initial soft credit search, which won’t affect your credit score. If you decide to proceed with a finance application, a hard credit search may be required. We’ll always explain the process before any formal application is submitted.

Yes. We can arrange finance for both new and used vehicles, subject to the lender’s criteria. Whether you’re purchasing from a dealer or another approved seller, we’ll help you find the right finance solution.

Early settlement is often possible, although this will depend on the terms of your finance agreement. If you’re considering paying off your agreement early, get in touch, and we’ll explain your options and any charges that may apply.

Yes. We understand that every business starts somewhere, and we work with a panel of lenders who may be able to support new and growing businesses. Eligibility will depend on your individual circumstances and the type of finance you’re applying for.

Ignition Credit can help finance a wide range of business assets, including cars, vans, HGVs, commercial vehicles, machinery, plant equipment and other essential business equipment. If you’re unsure whether your chosen asset is eligible, our team will be happy to help.

In many cases, you’ll receive a funding decision within a few hours of submitting your application. More complex applications may take a little longer, but we’ll keep you informed every step of the way.