Biographical Information
David Mogg is Managing Director of First Capital Finance, bringing extensive experience in asset finance, business development and commercial growth. He specialises in supporting UK businesses with tailored funding solutions, combining strategic insight with a strong focus on customer outcomes, long-term relationships and service excellence.
What is Construction Finance?
Construction finance provides flexible funding that helps construction businesses manage cash flow, access essential equipment, and support growth without large upfront costs. Designed around project cycles, it allows companies to take on new work while keeping finances under control.
Is Your CBILS Loan Coming to an End? Here’s What to Consider Next
Some CBILS loans are approaching the end of their six-year term, making now the perfect time for businesses to review funding options and consider the Growth Guarantee Scheme for future growth.
Growth is the Top Priority for Businesses in 2025 – But Cashflow Holds the Key
Most business owners told us their top priority this year is growth (37%), but nearly as many said cashflow stability (34%) is their biggest focus, highlighting the tension between ambition and financial reality. With the right funding solutions, businesses can ease cashflow pressure and move forward with confidence to achieve their goals.
Why Used Van Transactions Are Surging While New Registrations Decline
The LCV market is shifting, with new van registrations set to drop over 11% by 2025 while used sales approach record highs, reflecting cost pressures, EV uncertainty, and changing business priorities
Government Confirms First EV Discounts – Could Now Be the Time to Make the Switch?
EVs just got cheaper with up to £3,750 off plus 26 models at £1,500 discount. See if your next car makes the list.
Helping Armoric Freight Hit Gold!
We have worked with Armoric Freight for many years, providing finance for new trucks on a rolling basis and supporting the company as it has grown.
Case Study: Beating the Deadline – How we secured a vital VAT loan
Managing cash flow effectively is crucial for any business, and VAT liabilities can often put significant pressure on working capital.
Autumn Budget Update: Changes to Car Tax from 2025
As part of the Autumn Budget, Chancellor Rachel Reeves announced changes to Vehicle Excise Duty (VED) for brand-new cars, effective from April 2025. These changes will impact the first-year tax rate based on a vehicle’s CO2 emissions, with significant increases in some categories.
Should you still purchase a Double Cab Pickup?
Recent changes announced in the October budget have reshaped the tax landscape for Double Cab pickups (DCPUs), making it essential to reconsider their appeal as a business vehicle.
