Classic Car Finance

Depending on whether the vehicle is being bought through a dealer or at auction, we can finance classic cars with a competitive, bespoke specialist car finance package. This includes funding restoration projects when classic cars need a touch of love.

  • Quick decisions and finance application turnaround

  • Expertise in many specialist sectors

We believe that all UK businesses have unique needs when it comes to accessing finance.

Specialist Classic Car Finance

We are a premier classic car finance broker with a solid reputation for classic car finance amongst collectors and enthusiasts since 2009.

We work with a panel of specialist funders to secure the ideal classic car finance deal for you, and with our in-house lending facility, we can also offer tailored options if you’re looking for something a little more specific.

How does our Classic Car Finance work?

We like to make things simple. See our four-step process, from finding your dream classic car to getting behind the wheel.

Choose your classic car

Find the vehicle you want to purchase and contact our team.

Classic car finance payments and proposal

Agree with the payment profile through a two-minute proposal process.

Approval and invoice from dealer

A quick decision and we request the invoice from the dealer.

Classic car financing documents signed and the dealer is paid

You sign the car finance documents via email, and we pay the dealer – you can then drive the vehicle away.

For more information about our classic car finance solutions get in touch today.

FAQs

Classic car finance, also known as vintage car finance, or a classic car loan, is a finance agreement designed to help people buy vintage, collector, historic, or classic vehicles through monthly payments rather than paying the full price up front.

We specialise in financing older and specialist vehicles that many mainstream lenders won’t consider. In some cases, finance can also be structured to include restoration or refurbishment costs, helping you invest in the vehicle properly from day one.

When you choose a classic loan through us, the process couldn’t be simpler. Here are the four steps:

  1. Choose the classic car you want to buy. We provide finance, whether it’s from a dealer or at auction.
  2. Agree a payment profile (monthly repayment plan) via a quick proposal.
  3. Approval & invoice step — once approved, they request the dealer’s invoice.
  4. Sign documents & dealer is paid — you sign the finance contracts, and the dealer receives payment, so you can take the car.

Our car finance for classic cars package is structured with competitive specialist terms and is arranged via a panel of lenders (and sometimes in-house funding).

We offer a range of classic car finance options. We act as a broker and a lender and can match you with lenders who understand the value, rarity, and long-term appeal of classic cars.

It varies from applicant to applicant, as we don’t have a one-size-fits-all amount. But generally speaking, classic car finance amounts depend on factors like:

  • Value of the car you’re buying
  • Your credit history and affordability
  • Lender criteria and age/condition of the classic car

Again, it depends on your classic car finance structure! Depending on which finance product you choose, you can pick either a higher or lower deposit amount, which will affect how much you pay back each month.

When we look at each application, we consider affordability, the amount being borrowed, and general risk. This is so you’re not put in a risky situation when it comes to paying your monthly amount.

Other products you may be interested in

We offer a range of business financing solutions to meet the needs of various industries. Backed with decades of banking and finance experience, our team works with thousands of companies throughout the UK. We help them optimise cashflow and achieve their goals through a range of business finance solutions, including:

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Are you a Supplier looking for finance for your customers?

If you sell any form of equipment, machinery or commercial vehicles, why not offer point of sale finance to your customers? You can make supplier finance arrangements through any one of our group businesses, where local knowledge is backed by national support.