Haulage and HGV Finance

Haulage & HGV Finance gives your business the flexibility to purchase or lease essential transport vehicles, like lorries and HGVs, without large upfront costs.  Our tailored solutions help your business scale efficiently while keeping cash flow manageable.

  • Quick decisions and finance application turnaround

  • Expertise in many specialist sectors

Keep your company on the move with our range of flexible haulage and HGV finance solutions

Haulage and HGV Finance

Our haulage and HGV finance solutions help your business purchase or lease the right vehicles to grow and expand efficiently.

Purchasing infrastructure in the haulage and HGV industry often involves a high upfront cost, but we can offer you an alternative way to get the equipment you need without putting pressure on your business.

HGV and Haulage Vehicles We Finance

Whether you’re expanding your fleet or upgrading vehicles, our truck and HGV finance solutions cover a wide range of vehicles to suit every haulage need:

Specialist trucks

Vehicles built for specific industries, such as cement mixers, snow ploughs, or other purpose-built trucks.

Curtain-sided trucks

Flexible transport trucks with a curtain side for easy loading and unloading; available in both rigid and articulated formats.

Flatbed trucks

Open-top trucks for carrying large or irregular loads.

Refrigerated trucks

Temperature-controlled vehicles for transporting perishable goods safely over long distances.

Car transporters

Trucks designed to carry multiple vehicles; ideal for dealerships or logistics companies.

Tankers

Trucks designed to transport liquids or bulk materials, including fuel, chemicals, or food-grade products.

Haulage and HGV Finance Solutions

We make financing your haulage and HGV vehicles simple. Our straightforward four-step process guides you from selecting the right lorry to securing your HGV finance lease, so you get back to business quickly and efficiently.

Choose your HGV

Select the vehicle you want to purchase and contact our team.

HGV asset finance payments and proposal

Agree with the payment profile through a two-minute proposal process.

Approval and invoice from dealer

A quick decision means minimal delay. We request the invoice from the dealer.

Documents signed and supplier paid

Complete the paperwork electronically.  We pay the dealer so you can operate your vehicle immediately.

FAQs

Truck finance allows your business to purchase or lease new or used trucks through hire purchase, lease agreements, or contract hire.

Options include hire purchase, finance lease, or contract hire, depending on your cash flow and ownership preferences.

The borrowing limit depends on your business’s financial position, vehicle type, and chosen finance agreemenThe borrowing limit depends on your business’s financial position, vehicle type, and chosen finance agreement.

A deposit may be required, but we provide flexible arrangements to suit your business.

Finance terms vary depending on the agreement type, typically ranging from 12 months to 7 years.

It allows you to preserve cash flow, spread the cost of expensive assets, and grow your fleet without large upfront payments.

Why Use Us?

  • Fast turnaround: We aim to provide your HGV finance lease offer within 24 hours of your quote.

  • Personal service: Every enquiry is treated individually, ensuring tailored solutions for your business

  • Expertise across specialist sectors: Our team has decades of experience helping UK haulage businesses access the finance solutions they need.

Contact our experts to discuss HGV finance solutions in more detail and tell us your requirements.

A white truck driving on the asphalt road in rural landscape at sunset

Other Products You May Be Interested In

We offer a range of business financing solutions to meet the needs of various industries. Backed with decades of banking and finance experience, our team works with thousands of companies throughout the UK. We help them optimise cash flow and achieve their goals through a range of business finance solutions, including:

A brown horse poking its head of of the back of a horse transport vehicle
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Horsebox and Trailer

Whether you’re transporting champions or heading out on weekend adventures, our flexible horsebox and trailer finance options make it easier to invest in the right equipment without compromising your budget or your journey.

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Van Finance

If you’re looking to finance a new business van, our van finance solutions are a cost-effective way of spreading the price of the investment and saving you money. With a flexible approach to lending, we can offer van finance with no upfront deposit and repayment terms of up to seven years.

Commercial vehicles parked on a lot, representing finance or leasing for business-related transport solutions.
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Commercial Vehicle Finance

Drive your business forward with flexible commercial vehicle finance. Purchasing new fleet vehicles is a key investment for any business, which is why we offer tailored finance and leasing options for companies of all sizes. From LCVs and HGVs to minibuses and specialist vehicles, our solutions are designed to help your business grow.

Are you a Supplier looking for finance for your customers?

If you sell any form of equipment, machinery or commercial vehicles, why not offer point of sale finance to your customers? You can make supplier finance arrangements through any one of our group businesses, where local knowledge is backed by national support.