Marine Finance

Can you imagine a better way to spend warm summer nights than out on the water? Have you dreamed about owning a boat, but didn’t know how to finance it? We can help you start your journey with our marine finance.

  • Quick decisions and finance application turnaround

  • Expertise in many specialist sectors

We believe that all UK businesses have unique needs when it comes to accessing finance

The Benefits of Marine Finance

Marine finance, also known as boat finance, can give you a range of options if you’re looking at purchasing a boat or other marine vessel.  As a marine finance broker, we’re specialists in marine asset finance solutions, and dedicate our time to helping you purchase your dream boat.

We have extensive experience offering tailor-made marine finance to our customers, and our team members have many years of expertise to guide you through the process.

Marine assets we finance

Some marine assets we finance include:

Yachts

Powerboats

Workboats

Barges and narrowboats

Sports boats and RIBs

Catamarans

Bespoke Marine Finance

We like to make things simple. See our four-step marine finance process. From finding the ideal marine craft to heading out on your first trip:

Choose your asset

Find the marine craft you want to purchase and contact our team.

Marine finance payments and proposal

Understand your financial position and agree an affordable payment profile.

Approval and invoice from the supplier

Get a quick decision. We request the invoice from the dealer.

Documents are signed and the supplier is paid

You sign the marine asset finance documents via email and we pay the supplier.

We believe that all UK businesses have unique needs when it comes to accessing finance

Why use us for your marine finance?

  • Turnaround time – We aim to get you a marine finance offer in writing within 24 hours of the quote.

  • Service – our dedicated team of professionals will search the market to get you the best finance deal for you and your business.

So, your dream of owning a boat could become a reality – just speak to one of our marine specialists for more information. Contact us to discuss marine asset finance in more detail. 

Close-up of a miniature yacht model on a table with a man in the background doing paperwork

FAQs About Marine Finance

Boat finance is a specialised type of boat loan designed to help buyers spread the cost of purchasing vessels within the maritime sector. Whether you are buying leisure craft or commercial vessels, boat finance allows you to pay in manageable monthly instalments rather than paying a large sum upfront. A boat loan can be structured to suit private buyers and businesses operating in the maritime sector, making boat finance one of the most popular ways to fund boats of all sizes.

Boat finance can be used for everything from small pleasure boats to large commercial vessels, making it a flexible solution for anyone operating within the maritime sector.

There are several types of boat finance available, depending on whether you are buying private or commercial vessels within the maritime sector.
A boat loan can be secured against the vessel, which often allows for lower interest rates and longer repayment terms. This type of boat finance is commonly used for both private boats and commercial vessels.

You may also choose hire purchase, leasing, or unsecured boat loan options. Many businesses in the maritime sector use structured boat finance solutions to fund commercial vessels, while private buyers often choose a simpler boat loan or second-hand boat finance arrangement.

Whatever your needs, modern boat finance offers solutions for both leisure boats and commercial vessels operating within the maritime sector.

Yes, second-hand boat finance is widely available across the maritime sector. Many lenders specialise in second-hand boat finance for used leisure boats and commercial vessels. A boat loan can be arranged for most used boats, provided they meet age and condition requirements.

Second-hand boat finance is extremely popular because it allows buyers in the maritime sector to purchase quality commercial vessels or private boats at a lower cost while still benefiting from structured boat finance. Whether you are upgrading your fleet or buying your first boat, second-hand boat finance makes ownership more accessible.

The amount you can borrow with a boat loan depends on your financial situation, credit profile, and the type of boat finance you choose. Many lenders in the maritime sector offer boat finance for up to 100% of the value of both new and used boats, including commercial vessels.

With second-hand boat finance, the maximum boat loan is usually based on the boat’s market value and condition. Larger commercial vessels may qualify for higher levels of boat finance, while smaller leisure boats may require a lower-value boat loan.

Boat finance is designed to be flexible, making it suitable for everything from weekend boats to high-value commercial vessels across the maritime sector.

More expertise in specialist sectors

Industries we work with

Agricultural

Agricultural

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Automotive

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Aviation

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Cleaning

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Construction

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Education

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Engineering

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Healthcare

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Hospitality

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Leisure & Sports

Luxury white yacht cruising through open blue ocean under a clear sky.

Marine

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Retail

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Technology

Customer Sets Sail with Marine Finance

A white and brown motorboat docked near a calm waterfront, photographed from the behind

When a long-standing customer approached us to fund a Sealine SC35 boat, we were quick to step in and help. With years of experience supporting his business needs, extending our support to marine finance was a natural next step, along with our tailored boating finance solutions.

Thanks to our established relationship and efficient processes, we secured the necessary funding swiftly, allowing him to seize the opportunity before the boat was sold. Now, he’s cruising the Norfolk Broads in style, and we’re proud to have played a part in making his dream a reality.

Marine Finance

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Are you a Supplier looking for finance for your customers?

If you sell any form of equipment, machinery or commercial vehicles, why not offer point of sale finance to your customers? You can make supplier finance arrangements through any one of our group businesses, where local knowledge is backed by national support.